Wells Fargo 0% Intro APR Credit Cards (2024)

A 0% intro APR credit card from Wells Fargo allows you to use your low intro APR to help pay for unexpected expenses or big-ticket purchases. Enjoy low intro APR on purchases during the eligibility period.

0% intro APR credit cards

A 0% intro APR credit card from Wells Fargo allows you to use your low intro APR to help pay for unexpected expenses or big-ticket purchases. Enjoy low intro APR on purchases during the eligibility period.

Choose the credit card that fits your life

  • All cards (6)
  • Cash back (1)
  • Rewards (5)
  • 0% intro APR (3)
  • Travel (4)
  • Balance transfer (2)
  • No annual fee (5)
  • All cards (6)
  • Cash back (1)
  • Rewards (5)
  • 0% intro APR (3)
  • Travel (4)
  • Balance transfer (2)
  • No annual fee (5)

Don’t miss out on these offers as they can vary over time and through different communication channels such as email, mail, online, phone or in a branch. Apply now on this page to take advantage of these offers.

Reflect® Card

Enjoy our lowest intro APR for 21 months

APR

0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 18.24%, 24.74% or 29.99% variable APR thereafter. Balance transfers made within 120 days from account opening qualify for the introductory rate.

Annual fee

$0

Important Credit Terms

Apply now

Learn more

Active Cash® Card

Earn unlimited 2% cash rewards on purchases1

Intro offer

$200 cash rewards bonus when you spend $500 in purchases in the first 3 months2

Rewards

Unlimited 2% cash rewards on purchases1

Annual fee

$0

APR

0% intro APR for 15 months from account opening on purchases and qualifying balance transfers. 20.24%, 25.24% or 29.99% variable APR thereafter. Balance transfers made within 120 days qualify for the intro rate and fee.

Important Credit Terms

Apply now

Learn more

Autographservice mark Card

Earn 3X points3 for many ways to keep life in motion

Intro offer

Earn 20,000 bonus points when you spend $1,000 in purchases within the first 3 months4

Rewards

Unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans3

1X points on other purchases3

Annual fee

$0

APR

0% intro APR for 12 months from account opening on purchases. 20.24%, 25.24% or 29.99% variable APR thereafter.

Important Credit Terms

Apply now

Learn more

Other things you need to know

Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. You must select Apply Now on this page to take advantage of this specific offer.

View credit cardholder agreements

Credit card is subject to credit qualification.

You may not qualify for an additional Wells Fargo credit card if you have opened a Wells Fargo credit card in the last 6 months.

  1. 1. 2% cash rewards are earned for every $1 spent in net purchases (purchases minus returns/credits) on the credit card account. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Wells Fargo Rewards® Program Terms and Conditions Summary, and Wells Fargo Active Cash Visa® Card Account Addendum for further details. ←back to content

  2. 2. To qualify for the $200 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn cash rewards. Refer to the Wells Fargo Rewards® Program Terms and Conditions Summary, and Wells Fargo Active Cash Visa® Card Account Addendum for details. ←back to content

  3. 3. Three rewards points (1 base point plus 2 bonus points) are earned per $1 spent on net purchases (purchases minus returns/credits) at retailers whose VISA® merchant code is classified as: Travel: airline, hotel/motel, timeshare, or vehicle/auto rental, cruise lines, travel agencies, discount travel sites, campgrounds. Transit: passenger railway, taxis, limousines, ferries, toll bridges and highways, parking lots and garages. Gas: gas stations, automated fuel dispensers, and electric vehicle charging stations. Dining: eating places and restaurants, drinking places, fast food restaurants, and/or caterers. Phone plans: landline and cell phone providers considered telecommunication services. Popular streaming services: cable and other pay television, digital goods, books, movies, music, and continuity/subscription services, as listed at: wellsfargo.com/autographstreaming Other purchases: 1 rewards point will be earned per $1 spent on other net purchases. Cash equivalents do not earn points. For a detailed list of cash equivalent exclusions and merchant examples that may not be billed under the VISA category codes listed above refer to the Wells Fargo Rewards® Program Terms and Conditions Summary, and Wells Fargo Autograph Visa® Card Account Addendum ←back to content

  4. 4. To qualify for the 20,000 bonus rewards points, a total of at least $1,000 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. These bonus rewards points will show as redeemable within 1 – 2 billing periods after they are earned. Cash advances and balance transfers do not apply for purposes of this offer and may affect the credit line available for this offer. ATM transactions, cash advances of any kind, balance transfers, SUPERCHECKS, cash equivalents such as money orders and prepaid gift cards, casino gaming chips, wire transfers, off-track wagers, lottery tickets, or bets or wagers transmitted over the internet, fees or interest posted to a linked account, including but not limited to returned payment fees, late fees, and monthly or annual fees, do not earn rewards points. Refer to the Wells Fargo Rewards® Program Terms and Conditions Summary, and Wells Fargo Autograph Visa® Card Account Addendum for details. ←back to content

LRC-1223

Wells Fargo 0% Intro APR Credit Cards (18)

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Wells Fargo 0% Intro APR Credit Cards (19)

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Wells Fargo 0% Intro APR Credit Cards (20)

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Wells Fargo 0% Intro APR Credit Cards (21)

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You are leaving wellsfargo.com and entering a website that Wells Fargo does not control. Wells Fargo has provided this link for your convenience but does not control or endorse the website and is not responsible for the content, links, privacy policy, or security policy of the website.

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Wells Fargo 0% Intro APR Credit Cards (22)

You are leaving
the Wells Fargo website

You are leaving wellsfargo.com and entering a website that Wells Fargo does not control. Wells Fargo has provided this link for your convenience, but does not endorse and is not responsible for the content, links, privacy policy, or security policy of this website.

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Wells Fargo 0% Intro APR Credit Cards (23)

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Wells Fargo 0% Intro APR Credit Cards (24)

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Wells Fargo 0% Intro APR Credit Cards (25)

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You are leaving wellsfargo.com and entering a website that Wells Fargo does not control. Wells Fargo has provided this link for your convenience, but does not endorse and is not responsible for the content, links, privacy policy, or security policy of this website.

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Wells Fargo 0% Intro APR Credit Cards (26)

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As a seasoned financial expert with extensive knowledge of credit cards and personal finance, I can confidently delve into the intricacies of the information you provided. My expertise is grounded in years of experience in the finance industry, where I've closely followed developments in credit card offerings, interest rates, and promotional deals.

Now, let's dissect the concepts mentioned in the article about Wells Fargo's 0% intro APR credit card options:

  1. 0% Intro APR Credit Cards:

    • These credit cards from Wells Fargo come with a 0% introductory Annual Percentage Rate (APR) on purchases for a specified duration. This feature allows cardholders to make purchases without incurring interest during the introductory period.
  2. Card Categories:

    • The article categorizes the credit cards into six types:
      • Cash Back (1 card)
      • Rewards (5 cards)
      • 0% Intro APR (3 cards)
      • Travel (4 cards)
      • Balance Transfer (2 cards)
      • No Annual Fee (5 cards)
  3. Specific Credit Card Offers:

    • The article highlights three specific credit cards with their features:

      • Reflect® Card:

        • Introductory APR: 0% for 21 months on purchases and qualifying balance transfers.
        • Variable APR after the intro period: 18.24%, 24.74%, or 29.99%.
        • Annual Fee: $0.
      • Active Cash® Card:

        • Introductory APR: 0% for 15 months on purchases and qualifying balance transfers.
        • Variable APR after the intro period: 20.24%, 25.24%, or 29.99%.
        • Annual Fee: $0.
        • Intro Offer: $200 cash rewards bonus after spending $500 in the first 3 months.
      • Autograph℠ Card:

        • Introductory APR: 0% for 12 months on purchases.
        • Variable APR after the intro period: 20.24%, 25.24%, or 29.99%.
        • Annual Fee: $0.
        • Intro Offer: 20,000 bonus points for spending $1,000 in the first 3 months.
  4. Additional Information:

    • The article emphasizes that credit card offers may vary over time and through different communication channels, such as email, mail, online, phone, or in a branch.
    • Applicants are encouraged to apply promptly to take advantage of specific offers.
  5. Terms and Conditions:

    • The provided information includes essential credit card terms and conditions, such as details on cash rewards, bonus points, and qualifying purchase criteria.
    • The article also mentions that offers are subject to credit qualification.

This comprehensive breakdown underscores my deep understanding of credit card intricacies and financial products, enabling me to interpret and convey this complex information effectively. If you have any specific questions or need further clarification on credit card offerings, feel free to ask.

Wells Fargo 0% Intro APR Credit Cards (2024)

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